Now you can find all your lending and credit repair needs under the one roof

Australian mortgage and finance brokers leading the way with expert advice, great service, and an extensive range of lenders.

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Now you can find all your lending and credit repair needs under the one roof

Australian mortgage and finance brokers leading the way with expert advice, great service, and an extensive range of lenders.

Home Loan

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Whether you’re purchasing your first home, opting to upgrade or downgrade you need to have the right home loan for your unique needs. DR Finance reviews the range of lenders and suggests the right loan options for your needs...

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Investment Loan

Personal Loans

Looking to invest by purchasing a property? Perhaps you’re looking to add to an existing portfolio? We know the best investment home loan providers in the market to help you reach your investment goals and set you up for the future...

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Car Loan

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Drive your dollar further with competitive car loan options. We’re ready to help you secure the best rates and most flexible terms when it comes to vehicle finance. Leave the hard yards to us as we walk you through your options and around the...

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Business Loans

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A business loan can be an effective way to free up cash flow and invest in opportunities to see your business grow. The team at DR Finance are specialists in business lending and are ready and willing to help...

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Asset Loans

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Looking for a range of asset finance solutions to invest in new equipment or upgrade your business assets? The team at DR Finance are ready to help. From cars, commercial vehicles, heavy machinery, or office equipment, we...

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Personal Loans

home investment

When you’re looking to get what you want sooner; a personal loan can help you get you there. Maybe it’s a long-awaited holiday, your wedding, education costs for your children or you’re looking to consolidate...

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Contact us to check your credit score and know where you stand!

Our credit repair experts and team of brokers work together for you. So instead of recommending a loan with bad credit, we’ll help repair your credit first.

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8 Reasons for Choosing us

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Top-Notch Service

Our mortgage brokers take the time to understand your goals, dreams, and circumstances to match the right loan to your situation.

02 we have the range

We’ll repair your credit

We have an in-house team available to help clean up your credit history and put you in the best financial position.

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Help with bad credit

We don’t shy away from the hard loans when bad credit and serviceability are a barrier to lending.

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Highly Experienced Team

Each of our finance brokers are highly qualified and experienced to best assess your lending needs with nationally recognized qualifications and extensive knowledge.

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Tailored solutions

We take the time to understand your unique needs and your current financial status.

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Reduce paperwork overwhelm

There can be lots of paperwork involved in obtaining finance. We’ll take the stress away and arrange this for you.

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It costs you nothing

Our mortgage broker services and expertise doesn’t cost you anything.

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Thousands of happy customers

Need we say more?

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We’ve helped hundreds of people find the right loan for their needs. Hear from just a few of our happy clients.

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FAQs

Home Loan FAQs:

Here are a few more things you might be interested in knowing before you apply for a loan.

How much can I borrow?

This will depend on a range of factors including your credit score, income levels and financial background. Our home loan brokers will assess the options available to you, as different lenders will have different criteria for assessing loans. This means one lender might be willing to lend you more than another. This is where a mortgage broker can really help, as we work with lenders every day and are up to date with which lenders will look favorably upon your circumstances.

How much deposit do I need?

You might have heard you should save a 20% deposit. The reason for this is when you have a 20% deposit you avoid paying “Lender’s Mortgage Insurance” (LMI). But in capital cities like Sydney, saving a 20% deposit can be a daunting and near- impossible task. If you don’t have a 20% deposit already - don’t stress. Our brokers are experienced at knowing what options are available. The Government currently has a “First Home Loan Deposit Scheme” in place, to help first home buyers enter the market sooner with as little as a 5% deposit.

What is the lender’s mortgage insurance?

Lender’s mortgage insurance is insurance payable to the lender in most cases when you have a deposit of less than 20%. It is an insurance that is payable by you, the buyer, but it protects the lender, not you. It covers the lender in the circumstance where the borrower is not able to repay the loan.

What are the costs involved in buying a home?

Apart from the cost that one pays for the property, there are some extra costs too. Some of them are legal fees, stamp duty, insurance, and potentially transfer fees, mortgage registration and a loan-application fee.